Jim Kubiak: Josh Allen still trying to do more than he should, and Bills had poor game plan vs. Texans
When you take a quarterback who's trying to do too much and implement a game plan that doesn’t protect him, then add a ferocious pass rush, you get this ugly result.
Jim Kubiak is in his eighth season of analyzing the play of Buffalo Bills quarterbacks for The Buffalo News. Kubiak is the all-time leading passer at Navy, has played in the NFL, NFL Europe and the Arena Football League and has been a coach and executive in the AFL. He spent eight years as the radio analyst for the University at Buffalo and runs the Western New York Quarterback Academy to help develop the next generation of quarterbacks. He is the former head coach at Hilbert.
Quarterbacks are evaluated each quarter using a “Doing Your Job” grading system for every play that takes into account the quarterback’s responsibilities and outcome. The accountability system rewards a quarterback with a plus for a play in which he does what he is supposed to do, a minus for not doing what he is supposed to do. A quarterback can earn a plus-plus for an extraordinary play and a minus-minus for a play that hurts the team.
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Josh Allen completed 24 of 34 attempts and threw two interceptions in the Buffalo Bills' crushing 23-19 loss to the Houston Texans on Thursday. The Bills had a minus-3 turnover differential in this loss, but their problems go deeper than one game: They have nine giveaways and four takeaways in the last three weeks.

Bills quarterback Josh Allen makes a call at the line of scrimmage during the third quarter against the Texans on Thursday, Nov. 20, 2025, at NRG Stadium in Houston.
Joshua Bessex, Buffalo News
Last season, the Bills protected the football well with a plus-24 turnover differential. They had six interceptions, two lost fumbles and 32 takeaways. Compare that to this season: The Bills have a minus-2 turnover differential.
Teams that win the turnover differential in a game win 75%-85% of the time in the NFL. This is statistically measurable and significant. The fact remains that quarterbacks and offenses who protect the ball give themselves the best chance for success.
It is difficult for any team to win games with this many turnovers, no matter who is playing quarterback. And for all of the hopes the Bills had of winning the AFC East, much less a Super Bowl, the postgame response from coach Sean McDermott at the end of this self-inflicted loss was: “We battle, we move forward.”
In this loss, the Bills’ offense struggled with a poor game plan that did not account for the Texans' great pass rush. The Bills were also put on notice that they are not as physical up front as they may have thought.
Yes, the Texans’ defense was physically stout, but their scheme was basic. They limited Allen’s big plays and never allowed him to roll to his right. Not only did Allen get sacked eight times for 70 yards in this game, the Bills’ offensive line didn’t have the juice to hold up in protection. (Allen was hit 12 times in all.)
Some of the sacks were created by Allen holding the ball too long, trying to make heroic plays instead of throwing the ball away, and that's a recipe for disaster.
When you take a quarterback who's trying to do too much and implement a game plan that doesn’t protect him, then add a ferocious pass rush, you get this ugly result.
The Texans’ backup quarterback, Davis Mills, is nowhere near the level of player that Allen is, but he guided his team to an important victory with two touchdown passes and zero interceptions. Allen had more yards and made more plays, but he also made some critical mistakes with two interceptions and his crushing sacks. The Bills needed a game plan that focused on quick reads, more tight-end-chipping protections and routes that were not always so vertical. Deep routes take time – a commodity that Allen did not have.
FIRST QUARTER
Play selection: 16 plays (eight passes, eight runs)Allen: 6 for 8 passing, 49 yards; two carries for 5 yards.
Performance grade: 93%
Score: Bills, 6-3.
The Bills jumped out into an early lead following a three-and-out by the defense. The quick punt by the Texans originally had the Bills starting on the 37-yard line, but thanks to a holding penalty on Jordan Hancock, the Bills started their drive from their own 19.
The Bills’ offense put together a 10-play touchdown drive with balance and control. James Cook ripped off a 45-yard touchdown run, but this drive was a struggle. It included a dropped pass by Dawson Knox on a scramble and a third-and-10 play that gained 9 yards.
McDermott went for a fourth-and-1 from the Bills’ own 28-yard line.
Following the dangerous fourth-and-1 conversion, the offense gained 2 yards on two consecutive plays before this important third-and-8.
Third-and-8: Bills get an early conversion vs. Texans

This designed screen resulted in what looked like a hot-throw versus a five-man Texans pressure. They blitzed Kamari Lassiter off the edge, who was unblocked and allowed to pursue because Allen was throwing it immediately. This was a good call in this situation with the four rushers to Allen’s right. Hot throws are immediate and into the blitz. They attack the voided area created by the blitzing player. Although this was a screen, it might as well have been a hot throw as it took advantage of the aggressiveness.
This play resulted in a 13-yard gain and prevented a punt. Three plays later, Cook, on third-and-short, picked through a hole and took it the distance for the Bills’ touchdown. On this play, the Bills’ offense was in "22" personnel (two running backs, two tight ends, one receiver). The Texans were prepared for a possible quarterback sneak and had three defenders covering both of the Buffalo guards and center Connor McGovern. This was a “bear” front, and the Bills used this to their advantage with Cook’s off-tackle weakside running play. This put the Bills into an early lead 6-0 as Matt Prater missed the extra point.
On their next series, the Bills received the kickoff and returned it to the 22-yard line, but another holding penalty on the return backed the drive-start to the 12-yard line.
The Bills executed a 6-yard run with Cook, and then on second-and-4, Knox missed a block on a tunnel screen to Allen's left.
Khalil Shakir had no chance on this play because Knox left the cornerback, Lassiter, unblocked. This resulted in a loss of 2 yards on the play.
Then, on third-and-6, Allen was sacked after trying to make a bigger play than getting the first down.
Josh Allen nailed on third-and-6 going for more vs. Texans

This hit was entirely on Allen.
The Texans rushed four and clearly forced him to step up in the pocket to his left. They made sure he could not roll to the right side of the field. As Allen stepped up, the middle of the field was wide open. He could have taken advantage and run for the first down or completed the ball in the middle of the field to Joshua Palmer.
Instead of taking either of those options, Allen pulled up and tried to reset his feet to throw downfield to Elijah Moore who was breaking into an open area. Will Anderson Jr. hustled from Allen’s outside rush position all the way around everyone, including right tackle Spencer Brown, and nailed Allen from behind.
From an offensive perspective, it is important to know your opponent. This Texans’ defense ranks first in the NFL for a reason. They have a great pass rush, they are athletic and they pursue with abandon. A quarterback has to account for and offset that with quick, decisive countermoves.
Allen here lacked a sense of urgency and respect for the Texans’ defense. If he would have just scrambled for the first down instead of trying to do so much more, the Bills would have continued the drive. This has become a recurring issue for Allen this season as he seems to be less willing to do what is required, in favor of doing more.
To put it another way, he is doing Josh Allen things at times when heroics aren’t necessary. The result was not a sack as Allen was hit going forward for 2 yards.
The Texans punted the ball back after a three-and-out. Allen and the Bills’ offense took over again with 1:38 still to go in the first quarter and a chance to increase their lead. Following two Cook runs and a completion, the quarter ended.
The Bills’ offense struggled in the quarter because of sound defense, poor field position because of two special-teams penalties and failed execution. Allen completed 6 of 8 passes for 49 yards and rushed twice for 5 yards, but those stats do not adequately reflect how the Bills had difficulty operating against the Texans’ defense. Some of it was Houston's high-caliber pursuit and some of it was a case of players not doing their jobs well enough.
SECOND QUARTER
Play selection: 11 plays (seven passes, four runs)Allen: 5 for 7 passing, 39 yards, 0 TDs, 1 INT, one sack; one carry for minus-1 yard.
Performance grade: 80%
Score: Texans, 20-16.
Following a nifty 15-yard run by Cook, the offense had a first-and-10 on the Texans’ 45-yard line.
Josh Allen makes the wrong decision on an RPO vs. Texans

Here, Brady called this RPO (run-pass option) on first-and-10. The run was for Cook with a pass option to Elijah Moore. This was as easy a read as Allen could have had. There were four Texans to the screen side with only two blockers. It is unclear why Allen didn’t hand off the ball as the four Texans to the bubble side outnumbered the Bills’ blockers – the exact situation to hand the ball off.
Ultimately this wasn’t great defense by the Texans; it was a poor decision by Allen, who did not follow his read or his defensive-player-count rules for the play. This resulted in a 3-yard loss as Shakir was engulfed with no chance to make a play.
This loss on the play had Allen, Brady and the Bills’ offense chasing this mistake. This one negative play resulted in the Bills having to go for it on fourth-and-2.
Fourth-and-2: Josh Allen makes a great throw vs. Texans

This was a daring play-call by Brady on fourth-and-2, particularly with the pass rush. Watch how Danielle Hunter (No. 55) used his inside arm to lift Dion Dawkins off the ground and into Allen as he threw the football.
Brady successfully attacked the combo-matching coverage of the Texans between linebacker EJ Speed and the down safety, Jaylen Reed. As Knox came inside and Johnson went outside, the defenders exchanged players. This allowed Allen to spot Johnson on his wheel route immediately as Reed had not anticipated Johnson going vertical. This was a great throw from Allen to keep the drive alive.
McDermott chose to go for this rather than try a 55-yard field-goal attempt, which was an interesting decision. Perhaps he felt that being more aggressive was more important than a long field-goal attempt.
On the next play, Tim Settle split a double-team by Brown and right guard O’Cyrus Torrence to tackle Johnson in the backfield for a 2-yard loss. This was poor execution from the line, and had they sustained this block, Johnson would have had a positive play.
There was nothing fancy about this play. Settle split the blockers and tackled Johnson in the backfield for a 2-yard loss. Again, not necessarily great defense by the Texans as much as it was poor execution by the Bills.
Next, on second-and-12, Brady called a double-move stutter-go with Palmer. Allen wanted to throw to Palmer, but he had to wait to see if the cornerback bit on double-move. By that time, Allen was not able to process the seam or the flat, or the back side, which was open. Take a look.
Second-and-12: Josh Allen takes a sack while looking for Joshua Palmer vs. Texans

Here, Allen had four open and viable targets – but because Brady had a stutter-go in the call, Allen tried to wait to get the throw over the top to Palmer. Meanwhile, Allen missed Moore on the seam for a touchdown and missed Knox in the flat, who was open. If he had looked back, he had Gabe Davis and then Cook on an angle route.
The fact that Allen tried to throw the stutter-go tells us Allen wasn’t thinking about a completion here. He had locked on to Palmer and was trying to manipulate the defender. This again was poor decision-making on Allen’s part. He should have thrown to Moore on time for the touchdown, or at the least taken the completion in the flat to Knox.
Instead, after waiting too long, he panicked and swirled around in the pocket with nowhere to go. This sack cost the Bills another 10 yards. On two consecutive plays, the Bills lost 12 yards to failed execution.
Another question to ask here was, why not more of Cook?
Prater kicked a 44-yard field goal to boost the Bills into a 9-3 lead.
The Texans answered with a 13-play touchdown drive that cut the Bills' lead to two points, 9-7.
Buffalo took control of the ball on their own 25-yard line following the kickoff. Allen and the offense had 3:47 remaining in the first half and were to get the football to start the third quarter. The one thing they absolutely couldn’t do was turn the ball over on this drive.
That was exactly what happened with this Allen interception on the very first play.
Josh Allen throws his interception vs. Texans
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Here, Brady used Davis (No. 13) to chip the powerful defensive end, Hunter, to help Dawkins. Then Davis released wide open. Allen play-action-faked and had Cook open in the flat as well. The Texans played a simple Cover 3 zone, three deep and four under, giving Allen two easy completions on first down.
Allen tried to make more and attempted to thread the needle to Moore on a curl route. Texans linebacker Azeez Al-Shaair was under the curl and close enough to react, deflecting the football up into the air for an interception.
Allen’s job in this situation was to move the team down the field to score points. His job was to protect the ball and to be efficient against this great defense. On this play, he did not follow the script and it cost the Bills dearly. There was simply no excuse for a quarterback to force this pass into coverage. The interception by Dare Ogunbowale was returned for a touchdown but called back for an illegal block.
The Bills’ defense held the Texans to a field goal, giving them a 13-9 lead.
On the ensuing kickoff, Bills returner Ray Davis scored with an electrifying 97-yard touchdown return to thrust the Bills back into the lead before halftime, 16-13.
But with 1:35 remaining, the Texans drove 75 yards on six plays for a touchdown before the break. This took the wind out of the sails of the Bills as they were again behind 20-16.
This first half was wrought with mistakes, poor execution and a lack of discipline from the Bills' offense. On four possessions (minus the kneeldown before halftime), the Bills ran 27 plays to the Texans' 36. The Texans passed for more yards, 122-77, while both teams were about equal rushing, 79-77.


